No Income, No Job, No Problem

Stop Pointing Fingers

There is no doubt that risk takers are those people who often succeed. But risk takers without basic precautions are those people who usually fail. This is what happened to Lehman Bros., Meryll Lynch, and AIG.

Blame it on the banks for having moronic loaning system, blame it on the poor people who borrow money and buy houses that they know they can't afford. Blame it on the greed of investors, blame it on America for being materialistic. Blame it on war in Iraq. Blame it on Osama Bin Laden. Blame it on your dog for eating dog foods that are more expensive than infants' milk. Blame it on the Indians who steal jobs.

Greedy bank, materialistic America. Who's responsible?

But, do you ever think that maybe, a little part of it is your fault?

Start Doing Something

As the saying goes, if something goes bad, it's because good people aren't doing anything. As you comfortably watch news in your stylish living room and you see people lose their houses and huge conglomerates meet their demise, did it ever occur to you to do something to solve this crisis or rather did you even stop to ponder what you can do to patch things up?

You don't need to be Peter Petrelli to save the cheer leader or need to be Obama or McCain to help Joe “the plumber” recover. Even John Doe and Jane Doe can save America.

But the perfect question in times like this is how can we save our dear America?

Understand What's Going On

The problem is simple. America spends too much and saves too little. So the the solution could be very simple too - do otherwise.

Stop Spending, Start Saving

Cut that credit card out.

If it will not kill you if you don't have it, then don't buy it. What do I mean?

Well, let go of that Porche if you don't need a new car. Say goodbye to that Gucci if you think you have more than enough in your closet. Take a break from eating something on the dollar menu, wake up early and cook your lunch. Sacrifice people.

And most of all, know the three s: save, save, and save.

Yes, America, it's a wake up call! You've been warned and you didn't listen. It's the turning point and this points us to our piggy bank – not to break it, but to fill it.

Don't Lose Hope

From the Great Depression that hit America on 1929, the longest financial crisis that lasted more than a decade, to the Black Monday on the 19^th of October in 1987, a gloomy day that marked history of stock market decline and now, the 2008 US Economic Crisis, America have experienced devastating casualties that challenged it to get up from the fall, start all over again and move forward.

One thing is constant: America never loses hope. It never gives up to the challenges. And most of all, every single time America goes kaput, amazingly, it always manages to get back, even better than before.

Turn the great depression into great opportunity. An opportunity to recover from the losses. As great people used to say, it's not about failing that matters, we can't fix everything overnight, what matters is that we keep trying and learning from our mistakes, so that next time, we are ready to face the more challenging changes that our future holds.

Just this time, don't think that America is alone in this battle.

When America sneezes, the rest of the world catches a cold.

America is always been helping the rest of the world, and now the rest of the world is returning the favor by helping America recover by -

Offshoring

Almost all successful entrepreneurs started with very small businesses. Let say Warren Buffet for instance. At the age of 15, he and his friend bought a used pinball machine and placed it in a barbershop, after 3 months, they invested on three more. Yes, dear people, the world's richest mogul with a net worth of $62.3 billion made his fortune from a used pinball machine.

Another perfect example is Ingvar Kamprad. He used to sell anything when he was in his teen years and after he graduated, his father gave him a reward money that served as a capital to establish his very own furniture company, IKEA. Despite the fact that his net worth is $31 billion, this frugal billionaire is said to be driving a 15-year-old Volvo and flies on economy class only.

Lessons learned from them? Start a business now! Don't wait for the right time, now is the right time. And most of all, be thrifty!

Americans are born to be entrepreneurs. That's one common factor in which all Americans are good at. And in this time of crisis, Americans should do what their forefathers did – establish small backyard businesses.

How to do this and still be thrifty?

Nobody needs to start extravagantly. The answer is simple – offshoring.

No people. This isn't the part where I will say “but wait, there's more!”

Serious situations like this needs to be dealt with serious solutions too. If there are people that's affected with what's happening to America lately, these people are no other than Filipinos hence next from Americans, the people who would like to hasten the recovery of the most powerful country in the world would be no other than Filipinos.

Americans and Filipinos are always together in serious situations, to name a few – they fought the Spaniards together, they freed the Philippines from the then powermonger Japanese and ever since, the two countries developed certain attachments with each other.

Now that Americans face a different battle from World War I & II, they are well assured that their partisan, the Filipinos are always ready to offer a hand – a no interest, cheap, efficient and risk-free hand.

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